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10721 Jackson Lane, Frisco TX 75035

Phone: (214) 387-0683       Fax: (214) 387-0185       Email Us


30 Year Fixed Rate Mortgage

30 Year fixed rate mortgages are Fannie Mae 's flagship products, since many consumers prefer the stability of both a fixed interest rate and a fixed payment over the life of the loan.


The most popular type of mortgage, the 30-year fixed-rate loan is most appealing to borrowers who want to stay in their homes for a long period of time and who want to enjoy consistent interest payments during this period. Other benefits include keeping housing expenses to a minimum while maximizing mortgage interest deductions for income tax purposes.

Key Features
  • This mortgage can require a low down payment, sometimes only 3 or 5 percent.
  • Payments are stable -- your monthly mortgage payment will not increase.
  • The 30-year fixed-rate mortgage provides maximum interest deduction for tax savings.


Consumer Benefits

  • Lock in a long-term interest rate with a stable, predictable monthly payment
  • Borrowers who want to build equity faster should select the shortest loan term they can afford
Shorter loan term carries a lower interest rate, helping borrowers to save in interest cost over the life of the loan



2006 Conforming Loan Limits

Number of
Maximum original
principal balance
Alaska, Guam, Hawaii,
and U.S. Virgin Islands only
1 $417,000 $625,500
2 $533,850 $800,775
3 $645,300 $967,950
4 $801,950 $1,202,925



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10721 Jackson Lane, Frisco TX 75035

214-387-0683EMAIL: info@brown-lending.com


"Your reliable Dallas Mortgage Broker and specialist on Texas Mortgage Rates and Home Mortgage Loans."



Fixed Rate Mortgage