on your credit report can really cost you. But, don't despair. It's never too late to
become creditworthy. Here are 5 major tips:
always a right way and a wrong way to do things, and that goes for canceling a
Whatever your reason for getting rid of a credit card you'll want to make sure
you do it thoroughly and that no harm is done to your credit report.
Statistics show that 70 percent of
credit reports contain serious errors that might cause consumers to be denied
credit cards, car loans and even mortgages. The good news is that the Fair
Credit Reporting Act requires credit-reporting agencies to fix these mistakes.
But it takes your diligence to make sure it happens.
Credit cards are a fact of life.
one to make a hotel or plane reservation, or to rent a car, even if you plan to
pay cash. Many stores require a credit card to accept your check. Responsible
use of a credit card builds a good credit rating, too, marking the consumer as
The word 'budget' says
self-deprivation, the way I approach, I talk about creating a spending plan and
start from, 'What do I want to make room for?' Start with what you'd really like
to spend and how you can create that space. It's not about being frugal. It's
about saying, 'What's most important to me and how do I get there?' "
lender told you to get a copy of your credit report as part of the
pre-qualifying process for a mortgage. The purpose, he said, was to see how your
credit looked and to clear up any errors that might be in the report.
Flipping Houses For
So, you want to get into the flipping houses game and
make money or possibly you had a bad experience with
flipping a property and want to learn how to flip a
property and actually make money?
Your Home - Hidden Wealth Opportunity
home is more than just a place to
hang your hat. In addition to being
a source of pride and protection, it
can potentially be a valuable
Mistakes When Applying for a Mortgage
Avoid disappointment and SAVE thousands by
taking a few minutes to acquaint yourself with
these potential home buyer mistakes
Shop for a Mortgage Before You Shop for a Home
You don't play in traffic, you
don't jump out of an airplane without a parachute, and
you don't shop for a home until you've made sure you
have a good loan to pay for it.
Warnings about Loan Flipping
Flipping or "Loan
Flipping" generally refers to repeated refinancing of a
mortgage loan within a short period of time with little
or no tangible net benefit to the borrower.
Improve Your Fico Score
Before we can explain How to improve your fico score first you must
understand what makes up your FICO Scores .
look at Jumbo Loans
Loans are mortgages with a loan amount above
conventional loan limits. Jumbo Mortgages apply when
agency limits don't cover the full loan amount.
For people willing to make a half payment
from each paycheck, this loan offers rapid
building of equity. The
biweekly mortgage is
usually a 30–year fixed rate mortgage.
Home Equity Lenders
Shopping online for a Home
Equity Lender can make the borrowing process simple and
painless. However, you do need to be cautious about
potential scammers and low-quality loan companies. To
make sure your Home Equity Loan lender is reputable,
look for these three things: