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Set aside a special
place to put your bills when they arrive, such as a desk
cubbyhole, a special section in a drawer or a bill
inbox. As soon as you receive them, open your bills,
then put them in this special place. |
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Set aside two times a month, two weeks
apart, to pay bills. The middle and end of the month are
good times. |
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Call the companies that send you bills and
have them revise your payment due dates to
correspond with one of the two times you plan to
pay your bills each month. |
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Call the companies that send you bills
and have them revise your payment due dates to
correspond with one of the two times you plan to pay
your bills each month. |
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Pay your bills with
checks or money orders, then note the check number, the
date and the amount paid on the receipt portion of each
bill.
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File these receipts away and keep them
for seven years. |
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Place the envelopes containing
your payments next to your keys so that you will
remember to take them with you and mail them
immediately. |
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Some credit card companies, mortgage
lenders and automobile financing companies change due
dates. Check the due dates for such bills when they
arrive. |
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Utility and phone companies are
usually a little more flexible and will wait for a few
days before they send you a reminder notice or charge
you a late fee. Credit card companies, mortgage and
automobile lenders, oil companies and landlords are
stricter. |
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Many banks allow you to arrange for
automatic bill payment from your checking account. |
