Balch Springs Mortgage Lending

	Balch Springs Mortgage Information In Balch Springs there are 6,158 places to live. The city has, of course, a mix of various types of housing. Recently 59% of the livable housing units were owner-occupied. Balch Springs Mortgage Lending In Balch Springs, 74% of housing units (excluding rentals) have a mortgage. Home equity loans and second mortgages are not rare in the city; about 4% of owners use them. Mortgage and interest rate quotes for the Balch Springs area (or anywhere else you choose in the US) are available, without obligation or credit checks:   This form gives you refinance rate quotes from mortgage lenders who are licensed to provide the Balch Springs, TX area only:  Your information will never be given or sold to anyone else. Name Email Phone Property State Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Home Description Single Family Multi-Family Condominium Townhouse Mobile Home Manufactured Home Your Credit Profile Excellent Good Fair Needs Improvement Poor Type of Loan Select One Home Refinance Home Purchase Home Equity Debt Consolidation Thank you for allowing us to provide you with excellent mortgage lending rates for Balch Springs   You might also want to check out property and real estate info in these cities and towns near Balch Springs, Texas: Location Pop. Median Family Income (2000) Balch Springs 19,375 $38,750 Dallas 1,188,580 $40,921 Forney 5,588 $58,295 Heath 4,149 $99,415 Mesquite 124,523 $56,357 Seagoville 10,823 $45,590 Wilmer 3,393 $35,820 Adjacent counties Grayson County (north) Fannin County (northeast) Hunt County (east) Rockwall County (southeast) Dallas County (south) Denton County (west) Balch Springs Population (2000) Category Count Percent Total Population 19,375 100% Male 9,494 49% Female 9,881 51% Under 18 6,616 34.1% 18+ 12,759 65.9% 65+ 1,123 5.8% Median Age 28.4   Average Family Size 3.49   White 12,186 62.9% African-American 3,589 18.5% Asian 123 0.6% American Indian & Alaskan 189 1% Other 2,723 14.1% Mixed Race 560 2.9% Hispanic (included in categories above) 4,983 25.7% Median Family Income (1999) $38,750   Population In Poverty 2,343 12.2%   For population 25 years and over in Balch Springs High school or higher: 66.9% Bachelor's degree or higher: 6.5% Graduate or professional degree: 2.1% Unemployed: 8.3% Mean travel time to work: 32.5 minutes For population 15 years and over in Balch Springs city Never married: 26.6% Now married: 51.8% Separated: 4.5% Widowed: 4.1% Divorced: 13.0% 10.9% Foreign born (9.6% Latin America). Population change in the 1990s: +1,869 (+10.7%). Colleges/universities with over 2000 students nearest to Balch Springs: EASTFIELD COLLEGE (about 8 miles; MESQUITE, TX; Full-time enrollment: 4,457) SOUTHERN METHODIST UNIVERSITY (about 12 miles; DALLAS, TX; FT enrollment: 8,231) EL CENTRO COLLEGE (about 14 miles; DALLAS, TX; FT enrollment: 2,359) RICHLAND COLLEGE (about 16 miles; DALLAS, TX; FT enrollment: 7,352) MOUNTAIN VIEW COLLEGE (about 19 miles; DALLAS, TX; FT enrollment: 3,029) DALLAS BAPTIST UNIVERSITY (about 19 miles; DALLAS, TX; FT enrollment: 2,496) THE UNIVERSITY OF TEXAS AT DALLAS (about 20 miles; RICHARDSON, TX; FT enrollment: 7,695)			Balch Springs Mortgage Statistics Category Value Homes With No Mortgage 26% With A Mortgage 74% First Mortgage Only 69% Second Mortgage or Home Equity Loan 4% Second Mortgage Only 2% Home Equity Loan Only 2% Balch Springs Housing Expenses Category Value Owner Costs as % of Income 19.1% Median Real Estate Taxes (2000) $1,028 Balch Springs Household Size Category Value Total Occupied 6,158 1-Person Households 17% 2-Person Households 25% 3-Person Households 20% 4-Person Households 19% 5-Person Households 11% 6-Person Households 5% 7+-Person Households 4% Balch Springs Housing - Year Built Category Value Median Year Built 1974 Median Year Built (Owner Occupied) 1971 Median Year Built (Renter Occupied) 1977 Balch Springs Home Heating Category Value Using Utility Co. Gas Heat 58% Using Bottled/Tank Gas Heat 1% Using Electric Heat 40% Using Oil Heat 0% Using Coal 0% Using Wood Heating 1% Balch Springs Housing Size Category Value No Bedrooms 2% 1 Bedroom 3% 2 Bedrooms 18% 3 Bedrooms 64% 4 Bedrooms 12% 5+ Bedrooms 2%     Balch Springs, Texas, in Dallas county, is 3 miles SW of Mesquite, Texas and 11 miles SE of Dallas, Texas. The city benefits from easy access to the nearby cities and towns with which it shares the Dallas metropolitan area. Balch Springs contains a population of approximately 19,375. The People and Families of Balch Springs In Balch Springs, about 49% of adults are married. Balch Springs has a large-family feeling. There are plenty of young children in the city. Approximately 37% of Balch Springs is non-white. Balch Springs offers a wonderful balance of many varieties of people. Wealth and Education In 2000, Balch Springs had a median family income of $38,750. Political Inclinations Among political parties, the Republican party was tops in raising money in Balch Springs. Balch Springs Housing Balch Springs has, of course, a mix of various types of housing. Recently 59% of the livable housing units were owner-occupied. Commuting In Balch Springs, 96% of commuters drive to work.   Single-family new house construction building permits: 1996: 18 buildings, average cost: $69,900 1997: 13 buildings, average cost: $69,400 1998: 6 buildings, average cost: $100,300 1999: 4 buildings, average cost: $48,000 2000: 25 buildings, average cost: $74,100 2001: 6 buildings, average cost: $86,800 2002: 28 buildings, average cost: $99,000 2003: 45 buildings, average cost: $81,500 2004: 108 buildings, average cost: $116,600 2005: 101 buildings, average cost: $112,000 Balch Springs-area historical tornado activity is above Texas state average. It is 209% greater than the overall U.S. average. On 4/25/1994, a category 4 (max. wind speeds 207-260 mph) tornado 5.0 miles away from the Balch Springs city center killed 3 people and injured 48 people and caused between $50,000,000 and $500,000,000 in damages. On 12/13/1984, a category 3 (max. wind speeds 158-206 mph) tornado 1.0 miles away from the city center injured 28 people and caused between $5,000,000 and $50,000,000 in damages. Hospitals/medical centers near Balch Springs: MEDICAL CENTER OF MESQUITE,THE (about 4 miles; MESQUITE, TX) MESQUITE COMMUNITY HOSPITAL (about 8 miles; MESQUITE, TX) DOCTORS HOSPITAL (about 11 miles; DALLAS, TX)  Airports certified for carrier operations nearest to Balch Springs: DALLAS LOVE FIELD (about 19 miles; DALLAS, TX; ID: DAL) DALLAS/FORT WORTH INTERNATIONAL (about 32 miles; DALLAS-FORT WORTH, TX; ID: DFW) FORT WORTH MEACHAM INTL (about 52 miles; FORT WORTH, TX; ID: FTW) Other public-use airports nearest to Balch Springs: MESQUITE METRO (about 7 miles; MESQUITE, TX; ID: HQZ) GARLAND/DFW HELOPLEX (about 13 miles; GARLAND, TX; ID: T57) LANCASTER (about 13 miles; LANCASTER, TX; ID: LNC)   Amtrak station near Balch Springs: 14 miles: DALLAS (400 S. HOUSTON ST.). Services: ticket office, fully wheelchair accessible, enclosed waiting area, public restrooms, public payphones, vending machines, paid short-term parking, paid long-term parking, call for car rental service, taxi stand, public transit connection.   Local government website: www.ci.balch-springs.tx.us

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